GET A PIECE OF OPTIOLEND
Where Data Meets Dealflow
$197,726.60 Raised
REASONS TO INVEST
Optiolend saves borrowers an average of 80 basis points by reinventing how lenders and borrowers connect.
In our first 6 months, Optiolend has received loan applications totaling over half a billion dollars.
The founding team has previously built and operated two multi-million dollar real estate technology companies in the last decade.
Overview
A Smart Platform for Commercial Real Estate Lenders and Borrowers
OptioLend allows commercial real estate borrowers to rapidly access over 5,000 lenders. The borrower simply enters in information about the project, and OptioLend’s AI powered technology will output a customized list of lenders most suited for them.
Early on, we recognized that our proprietary technology is only part of the solution – we needed people who could execute our vision. Our team is made up of a combination of large scale real estate owners and brokers alongside chief architects and data scientists from IBM and Lendingtree.
In addition, OptioLend has employed some of the top capital advisors from around the country to assist with every step of the process.
OptioLend is already launched and our technology is prepared to support substantial scale. Join us as we harness the growth of the commercial real estate industry.
The Problem
A Lack of Access to Lenders
In real estate, the cost of unfavorable loan terms can determine the overall outcome of an investment. Despite the thousands of lenders out there, the average commercial real estate borrower only has 2.5 lending relationships.
These issues cost borrowers billions in aggregate simply because they aren’t sourcing the best loan.
The Solution
A Streamlined Process for Optimal Financing
At OptioLend, we specifically focused on solving the access problem by creating a platform connecting commercial real estate borrowers to over 5,000 lenders.
We provide an efficient and economical option for the end user. With our proprietary algorithm and data driven approach, OptioLend can match borrowers and lenders with tremendous accuracy.
We designed a simple, efficient process to connect borrowers and lenders:
2. They then get matched to the best lenders at the right time using our algorithm.
3. They are able to receive and evaluate offers within a highly secure portal
4. Borrowers can then negotiate ideal loan terms, or use one of our capital advisors to negotiate on their behalf.
5. And then, they close the perfect financing!
To generate revenue, OptioLend is paid an origination fee from the lender.
Rapid Growth and Enthusiastic Adoption
* sourceUnlike competitors who are trying to charge fees for every step of the process, OptioLend’s model was designed with the borrower in mind.
*This testimonial may not be representative of the experience of other customers and is not a guarantee of future performance or success
The Market
A Booming Industry with Unfilled Needs
In the last ten years, the volume of commercial real estate transactions completed in the United States has grown from $145 billion to $643 billion.
In the last 24 months over 5 million transactions have taken place with an average sale price of $874,903.
Why Invest
Optimizing the Real Estate Industry
Similar to other marketplace lending platforms such as Lendio and Lendingtree, OptioLend is uniquely positioned to take meaningful market share in our $643 billion industry.
What sets us apart is that we have the team that can pull it off. Our leadership has built technology companies valued in the hundreds of millions, guided four meaningful exits, and raised from some of Silicon Valley’s top VCs.
With our proprietary algorithm and over $500 million in loan value currently in our underwriting process, we are ready to grow.
ABOUT
HEADQUARTERS
470 W Broad St #1081
Columbus, OH 43215
WEBSITE
View Site
OptioLend is an online marketplace that connects commercial real estate borrowers with a community of over 5,000 lenders. Our proprietary AI driven algorithm provides a simple, efficient process for borrowers to find the perfect financing for their individual needs.
TEAM
Richard Geisenfeld
CEO & Director
Prior to launching CCP, Rick was one of the top investment specialists in the Midwest for Marcus and Millichap.
Rick is an active investor and advisor in several real estate technology startups.
Michael Kesner
CTO, CFO, Secretary, and Director
Elliot Schneier
Advisor
Ed Wienecke
Capital Advisor
Edward has an extensive background in developing and implementing marketing plans as well as direct advertising campaigns. He specializes in structuring Joint Ventures and Partnerships. He has a Bachelor of Science Degree with a focus in marketing from Stevenson University, Maryland, formerly Villa Julie College.
Craig Cecilio
Advisor
TERMS
OptioLend
Overview
PRICE PER SHARE
$5
DEADLINE
Aug 5, 2022
VALUATION
$10M
FUNDING GOAL
$10k - $1.07M
Breakdown
MIN INVESTMENT
$250
MAX INVESTMENT
$107,000
MIN NUMBER OF SHARES OFFERED
2,000
MAX NUMBER OF SHARES OFFERED
214,000
OFFERING TYPE
Equity
ASSET TYPE
Common Stock
SHARES OFFERED
Common Stock
Maximum Number of Shares Offered subject to adjustment for bonus shares
*Maximum number of shares offered subject to adjustment for bonus shares. See Bonus info below.
Investment Incentives and Bonuses*
Time-Based:
Friends and Family: Invest within the first 72 hours and receive 15% bonus shares.
Super Early Bird: Invest within the next 72 hours and receive 10% bonus shares.
Early Bird Bonus: Invest within the next 7 days and receive 5% bonus shares.
Amount-Based:
Tier 1 ($500+)
Invest $500 or more and receive 3% bonus shares + 10% off of any fee incurred when using Optiolend.
Tier 2 ($1,000+)
Invest $1,000 or more and receive 5% bonus shares + 15% off of any fee incurred when using Optiolend.
Tier 3 ($5,000+)
Invest $5,000 or more and receive 15% bonus shares + 20% off of any fee incurred when using Optiolend.
Tier 4 ($10,000+)
Invest $10,000 or more and receive 20% bonus shares + 30% off of any fee incurred when using Optiolend.
Tier 5 ($25,000+)
Invest $25,000 or more and receive 25% bonus shares + 40% off of any fee incurred when using Optiolend.
Tier 6 ($50,000+)
Invest $50,000 or more and receive 30% bonus shares + 50% off of any fee incurred when using Optiolend.
*All perks occur when the offering is completed.
The 10% StartEngine Owners' Bonus
OptioLend, Inc. will offer 10% additional bonus shares for all investments that are committed by investors that are eligible for the StartEngine Crowdfunding Inc. OWNer's bonus.
This means eligible StartEngine shareholders will receive a 10% bonus for any shares they purchase in this offering. For example, if you buy 100 shares of Common Stock at $5.00 / share, you will receive 10 additional shares, meaning you'll own 110 shares for $500. Fractional shares will not be distributed and share bonuses will be determined by rounding down to the nearest whole share.
This 10% Bonus is only valid during the investor's eligibility period. Investors eligible for this bonus will also have priority if they are on a waitlist to invest and the company surpasses its maximum funding goal. They will have the first opportunity to invest should room in the offering become available if prior investments are canceled or fail.
Investors will only receive a single bonus, which will be the highest bonus rate they are eligible for.
Irregular Use of Proceeds
The Company might incur Irregular Use of Proceeds that may include but are not limited to the following over $10,000: Salary payments made to one’s self, a friend or relative. Vendor payments.
ALL UPDATES
REWARDS
JOIN THE DISCUSSION
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William Tisdale
a year ago
If the campaign is closing tonight, do you believe you’ve raised enough (or have enough in the pipeline) to sustain anticipated growth going forward?
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Daniel Anthony
a year ago
I was planning to invest until I read the comments section. Several people asked you what your 2021 revenues were, and you kept saying that "We are a few months away from having our 2021 numbers finalized". Really? It's May for Christ's sake! You don't know what your prior years revenues were? Let me guess- they were ZERO! You're obviously pre-revenue, and you're trying to hide that fact. There's no shame in a start-up being pre-revenue, but you should clearly disclose same. The fact that you've danced around this question means that I couldn't possibly invest with you.
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Adam Sampson
a year ago
Is this pipeline of 1 billion just applications, or you anticipate closing most to all of these loans?
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Vilem Fruhbauer
a year ago
Hello, approximately how many months worth of runway do you currently have? Do you plan to disclose your 2021 financials and your unaudited most recent 2022 financials before this round closes? Thank you, V.
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Jeff Park
a year ago
Hi - Can you please share revenue for 2021? How are you different/same when compared to Janover Ventures? Thanks.
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Mike Scanlin
a year ago
Do you have a proforma income statement for 2022 and 2023? What will you make in 2022 from the 4 loans in process? How long is this round of funding likely to last? Thanks.
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Greg Parker
a year ago
Before I invest, would just like to see cash-flow diagram and outstanding debt(s). Thank you!
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Maxwell Kilb
a year ago
The website says it is RealScore LLC, dba OptioLend. This investment is for OptioLend, Inc. Can you clarify the legal structure here and who owns what?
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Farid Boulkoroum
a year ago
What is your percentage fees on each transaction ? What is your revenue goal for the next 5 years ?
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HOW INVESTING WORKS
Cancel anytime before 48 hours before a rolling close or the offering end date.
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With Regulation A+, a non-accredited investor can only invest a maximum of 10% of their annual income or 10% of their net worth per year, whichever is greater. There are no restrictions for accredited investors.
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William Tisdale
2 months ago
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