Company	:	OptioLend, Inc.
Corporate Address	:	470 W Broad St #1081, Columbus, OH 43215
Offering Minimum	:	$10,000.00
Offering Maximum	:	$1,070,000.00
Minimum Investment Amount (per investor)	:	$250.00

Terms

Offering Type	:	Equity
Security Name	:	Common Stock
Minimum Number of Shares Offered	:	2,000
Maximum Number of Shares Offered	:	214,000
Price per Share	:	$5.00
Pre-Money Valuation	:	$10,000,000.00

*Maximum number of shares offered subject to adjustment for bonus shares. See Bonus info below.

Investment Incentives and Bonuses*

Time-Based:

Friends and Family: Invest within the first 72 hours and receive 15% bonus shares.

Super Early Bird: Invest within the next 72 hours and receive 10% bonus shares.

Early Bird Bonus: Invest within the next 7 days and receive 5% bonus shares.

Amount-Based:

Tier 1 ($500+)

Invest $500 or more and receive 3% bonus shares + 10% off of any fee incurred when using Optiolend.

Tier 2 ($1,000+)

Invest $1,000 or more and receive 5% bonus shares + 15% off of any fee incurred when using Optiolend.

Tier 3 ($5,000+)

Invest $5,000 or more and receive 15% bonus shares + 20% off of any fee incurred when using Optiolend.

Tier 4 ($10,000+)

Invest $10,000 or more and receive 20% bonus shares + 30% off of any fee incurred when using Optiolend.

Tier 5 ($25,000+)

Invest $25,000 or more and receive 25% bonus shares + 40% off of any fee incurred when using Optiolend.

Tier 6 ($50,000+)

Invest $50,000 or more and receive 30% bonus shares + 50% off of any fee incurred when using Optiolend.

*All perks occur when the offering is completed.

The 10% StartEngine Owners' Bonus

OptioLend, Inc. will offer 10% additional bonus shares for all investments that are committed by investors that are eligible for the StartEngine Crowdfunding Inc. OWNer's bonus.

This means eligible StartEngine shareholders will receive a 10% bonus for any shares they purchase in this offering. For example, if you buy 100 shares of Common Stock at $5.00 / share, you will receive 10 additional shares, meaning you'll own 110 shares for $500. Fractional shares will not be distributed and share bonuses will be determined by rounding down to the nearest whole share.

This 10% Bonus is only valid during the investor's eligibility period. Investors eligible for this bonus will also have priority if they are on a waitlist to invest and the company surpasses its maximum funding goal. They will have the first opportunity to invest should room in the offering become available if prior investments are canceled or fail.

Investors will only receive a single bonus, which will be the highest bonus rate they are eligible for.