Monetran is a Title III - Regulation Crowdfunding Campaign and is actively accepting investments.
$250.00 minimum investment

Monetran

Stable Tokens Designed for Mass Adoption

Small OPO
Hockessin, DE
Consumer Internet
Accepting International Investment

Moneda: The token that can do it all!

Invest in Monetran

AT LAST, A CRYPTOCURRENCY THAT CAN DO WHAT THE OTHERS CAN'T


It seems that only a handful of cryptocurrencies get all the hype and attention - we all know who they are. But do they really deserve it? For the most part we believe they're slow, overpriced, unstable, and incapable of providing the features that are needed to serve as an everyday medium of exchange. Moneda is different. To be built on the Stellar network, it's been designed to reward investors and to enable fast, economical transactions of any amount - big or small - even those under $1. 


The original cryptocurrency, Bitcoin, was designed to be a trustless, peer-to-peer electronic cash system. Unfortunately, many unforeseen problems arose from Bitcoin's use and popularity. Among these problems are speed, economy, stability, and scalability, which were all compromised with the expanded use of the coin. In addition, virtually all other cryptocurrencies suffer from at least one, and usually more than one, of these deficiencies.


We believe that only a cryptocurrency which is stable and can provide the necessary speed, scalability, and cost effectiveness elements will prove suitable for use as an everyday currency. 

 

The primary objective of the Monetran project has been to develop a stable token which can be used in everyday commerce, including for micropayments of $1 or less. The token will be designed not only to maintain its value, but to steadily increase in value over time. It will be backed by a portfolio of tangible assets and be redeemable for a portion 

of the account that reflects the number of tokens in circulation.


In short, we believe this token – called Moneda – will deliver all of the features a cryptocurrency would need in order to be considered as the favored medium of exchange for Internet transactions.


To be built on the incredibly fast Stellar network, Moneda will enjoy all of the benefits that platform has to offer, including swift and secure transactions, economical transfers, and conversions from one currency to another.

Future plans call for the establishment of a funds transfer network with a primary emphasis on remittances, which are at this point in time a global market worth nearly $600 billion and growing.


Don Bielak | Founder and CEO


Equity offering available to U.S. investors under SEC Reg. CF rules.

The Offering

Investment
$1.00/Class B Unit│When you invest you are betting the company’s future equity value will exceed $1.1M.


Perks

Right to Receive Moneda Tokens:

The Offering includes the right to receive, one (1) Moneda Token for every $1 invested.
For example, an investment of $500 would entitle the investor to 500 Moneda Tokens.

In addition, the following bonuses will apply:


Bonuses

$1,000 — If you invest $1,000, you will receive an additional 10% Moneda Tokens. (a $1,000 investment = 100-Token bonus)

$2,500 — If you invest $2,500, you will receive an additional 12% Moneda Tokens. (a $2,500 investment = 300-Token bonus)

$10,000 — If you invest $10,000, you will receive an additional 14% Moneda Tokens. (a $10,000 investment = 1,400-Token bonus)



Additional Bonus to early investors — this bonus will be added to the total number of Moneda Tokens authorized, including any volume bonus noted above. Minimum investment to qualify for this bonus is $500


     Invest within the first seven (7) days of the Offering = 10% bonus tokens

     Invest within the first fourteen (14) days of the Offering = 6% bonus tokens

     Invest within the first twenty one (21) days of the Offering = 3% bonus tokens


After the first three (3) weeks (21 days), no "Additional Bonus" will be applied.  The volume-based perks will still apply throughout the entire Offering.


*All perks and tokens will be delivered after the campaign is completed, and upon availability of the Tokens.  
See Offering Summary below for additional terms.


For details on the bonus, please see the Offering Summary below.


Moneda Token

Description: Moneda Tokens will be built on the Stellar Blockchain platform and function as the primary medium of exchange usable within our own proprietary Monetran application. Through the Monetran network, Moneda Tokens may be used for money transfers and commerce payments as a medium of exchange between any individual(s) and firm(s) which accept such a payment method. The Monetran application will be used to transfer Moneda between users as well as convert Moneda Tokens to applicable fiat currency.


The right to tokens is contingent upon the successful development of such Tokens and to the extent applicable, the blockchain upon which they function.  There is no guarantee that successful development will ever occur.


Our mission is to establish a digital currency for everyday use in Internet commerce. We intend to ensure that the currency has tangible value and that people everywhere will find it desirable for transactions. We believe that, ultimately, our efforts will result in a cheaper, faster, more flexible method of transferring funds, bringing benefit to people the world over. Moreover, we believe that the mining portion of blockchain technology is a wasteful process which can be replaced by eliminating that procedure in favor of the Byzantine Consensus Algorithm model, which was refined by the Stellar network and adopted by Monetran.

Social & Environmental Responsibility

Millions of people in the world lack access to financial systems

Although Monetran expects its native token, Moneda, to gain universal acceptance in the first world, it also intends to make its system available to those in the developing and third-world countries. Many inhabitants of those areas lack access to financial systems which many of us take for granted. We believe the Monetran system, taking advantage of the many features of the Stellar Network, will make swift, economical transactions available to millions of people who previously had to deal with slow and expensive transfers of funds, which is part and parcel of most existing processors. 


According to statistics supplied by the World Bank, the average $200 remittance in these areas is subject to approximately 7% in fees, or almost $14. The Monetran system, enabled by the Stellar network, expects to be able to transfer $200 nearly anywhere in the world in a matter of seconds at a cost that is 70% less.

Cryptocurrency mining wastes valuable resources

Typical blockchains require a vast amount of energy to verify or "mine" transactions. It is estimated that by February 2020, mining the leading cryptocurrency alone will use as much electricity as the entire world does today. When all other cryptocurrencies that require mining are factored in, the electrical drain is absolutely mind boggling. 


The Monetran system will be built on the Stellar Network, which utilizes a Federated Byzantine Agreement to reach consensus, thereby eliminating the need for mining. No matter how popular Moneda gets, we believe it will not waste a single watt of one of the world's most precious resources. 

The Monetran App

Intended for an easy user experience, the Monetran App will allow users to send money internationally or domestically using federation ID's. Forwarding money will be as simple as entering an email address.


The Stellar Network enables lightning fast transfers and transactions - in excess of 1,000 per second.  Sending funds from one federation ID to another only takes approximately 2-5 seconds.  No more standing in lines or waiting for hours to receive your funds.


The Monetran App will charge a fee that is up to 70% less than the competition when you send money domestically.  This translates into huge savings on Internet payments. Also, the majority of the fees will be deposited into the asset account backing Moneda, yet another benefit to the holders of Moneda tokens.


The Monetran App will be modeled after RocRemit's funds transfer app called ToNaira. ToNaira was developed by Gbolahan Onadeko, who won an award from Stellar for his creation. Onadeko will lead the development of Monetran's App as a true expert on the Stellar protocols.

Federation IDs will make sending money as easy as sending an email

The Stellar network will enable many of Monetran's finest features

The many advantages of Monetran / Moneda


  • The Stellar network will enable transactions in 2-5 seconds
  • Moneda will be backed by a portfolio of financial instruments
  • Will provide very economical transaction fees
  • The price of Moneda will be enhanced by regular token burns
  • Will enable micropayments, even those less than $1.
  • Will provide token stability benefiting customers and merchants
  • Moneda will function as a store of value and increase gradually
  • Will enable P2P international transfers including conversions
  • Trading of Moneda will be available on Stellar's SDEX exchange
  • Will not require mining which wastes valuable resources

How Moneda Stacks Up Against Top Cryptocurrencies 

The top three cryptocurrencies in existence today have a combined market cap of more than $200 billion - yes, billion with a "B." However, they all share several alarming features. All of them are very expensive to use, none of them can enable micropayments, and not a single one of them is backed by anything of value. In addition, none of the leading tokens are redeemable, which is a big reason why they suffer from destabilizing swings in price. If all that isn't enough, none can serve as a real store of value.


Moneda comes up big in every one of the categories that are necessary to make a cryptocurrency a solid investment. 


Monetran has a big advantage over the leading cryptocurrencies. Because they were established in the early days of digital currency, they cannot take advantage of the technology which was developed subsequently. In short, the Big Three may have been the first but, ironically, that is precisely what will always keep them from being the best. 


Sources: 1/19/2018 Mindinventory.com    3/09/2018 BGR.com

                6/08/2018 Stocksgazette.com      4/26/2018 Forbes.com

              12/08/2017 Captainalt.com             No Date  Worldcryptoindex.com

                3/20/2018 Medium - thebitfort   5/14/2018 Forbes.com

                5/14/2018 AmbCrypto.com         1/18/2018 Medium.com

Redeemable Tokens

Holders of Moneda tokens will have the option of having them redeemed directly from Monetran. 


Making Moneda redeemable accomplishes a couple of important things.


First, it provides liquidity. We believe Moneda holders will never have to worry if there will be a buyer for their tokens.


Second, it promotes stability of token price. Because Moneda tokens will be redeemed at a price which is determined by the principal in the asset account, those who buy and sell on the exchanges will have a built-in reference of what the approximate market price should be. Because token holders will have the option of redeeming their tokens with Monetran, there should be no significant difference in price between the open market and the redemption price, although tokens traded on the open market should be slightly higher due to the likelihood that future increases will be factored in.

Token Burns

The process of burning – basically destroying – tokens is something a cryptocurrency company does to increase the scarcity of their tokens. It can be done to reward token holders or simply because it is part of the operating agreement, such as a post ICO burn to eliminate any leftover tokens.


When a token becomes more scarce, in theory its price should increase because the demand for such tokens remains the same while the supply is decreased.


The process for burning tokens is fairly simple. The tokens to be destroyed are sent to an address which has a private key that is unobtainable, thereby rendering them impossible to retrieve or spend. 


Monetran plans to remove any profits earned by the asset account on a quarterly basis and to use those funds to buy Moneda on the open market. Those tokens will be burned, thereby increasing the scarcity which we believe will very likely trigger an increase in token price.

Asset Backed

Moneda will be backed by a fully transparent, actively managed portfolio of financial assets.


40% of the proceeds from any funding campaign will go directly into “seeding” the asset account. This will ensure that Moneda tokens are backed by tangible assets from its inception and will ensure that Moneda has intrinsic value.


The asset account has been established with Fidelity Investments,  one of America's most trusted providers of financial services. The objective will be to preserve capital and to seek a reasonable rate of return. Plans call for investment in conservative instruments such as corporate and municipal bonds, U.S. treasuries, etc. A small amount of precious metals may be added as a hedge.  


Monetran will always attempt to have a profit at the end of each quarter in order to purchase Moneda on the open market and to subsequently burn them which should enhance its price.

 Future of Monetran

Because there is evidence of an underserved remittance market, in the future Monetran plans to embark on a mission to use Moneda and the Monetran system to compete for a section of that business. 


According to statistics from the World Bank, the average $200 remittance is subject to nearly 7% in fees, almost $14. The Monetran system, enabled by the Stellar network, will be able to transfer $200 nearly anywhere in the world in a matter of seconds for a fee that is 70% less. Regarding the problem of cost, Monetran / Moneda is obviously the solution. 


Our first foray into the remittance market should likely be the USD / Mx. Recent statistics show that the total amount of USD sent to Mexico as remittances was nearly $30 billion in a year's time. 


A 3% market penetration would translate to nearly $1 billion in business with commissions, based on Monetran's fee schedule, that would yield revenues of $20 million.

It takes a great team to build a great project

One of the strongest points of Monetran is the team that is building it.


Here are some briefs on our key team members:


Jonathan Fuller - (Senior Advisor to the CEO): Graduated from Purdue with a degree in Business Administration with a concentration in corporate finance and marketing; currently enrolled in an MBA program at George Washington University.  Served five years in the Marine Corps, earning two medals for leadership while in theater in Iraq. 


David Olszewski - (Chief Technical Officer): Graduated from Hamburg University with a Masters degree in computer science. Has launched two successful startups and also has decades of experience in product development. Has been granted seven patents for computer systems and applications. Among his specialties are DevOps and mobile integration.


Ron Robinson - (Chief Information Officer): Earned a degree in Communications & Marketing from the University of Tulsa. Has been involved in 100+ political campaigns across the country in a communications capacity. Is a nationally renowned expert in video and digital operations. Has also demonstrated advanced knowledge in communications security. 

Don Bielak - (Chief Executive Officer): Comes into the Monetran Project after years of experience as the Publicity and Media Relations Director for a New Jersey sports venue. Secured national media coverage in Sports Illustrated, ESPN, and NBC, among others, for his company. Is an alumnus of Thomas Edison State University where he majored in communications.


Nadia Chilmonik - (Systems Analysis Advisor): Holds a degree from George Washington University in Systems Engineering.  Expert in designing and coding algorithms. Is a member of NASA Datanauts where she collaborates with NASA data scientists. 


Daina Behe - (Social Media Manager): Earned a degree in Integrated Marketing Communications from West Virginia University. Expert in social media copywriting and management. Has experience in UX/UI design. Is proficient in graphic design.

Founded in 1832, WSFS is one of America's oldest financial institutions and is the bank where Monetran's main business account has been established.

Monetran has established its asset account with Fidelity Investments, long renowned as one of the world's most trusted providers of financial services.

Invest in Monetran Today!

THE HOLY GRAIL OF CRYPTOCURRENCIES HAS ARRIVED!


We believe no cryptocurrency to date can be widely accepted for making payments over the Internet. Latency, expense, and instability have been insurmountable problems, and virtually all existing cryptocurrencies suffer from at least one, and often more than one, of these problems. 


Here we have introduced Moneda, an asset-backed, redeemable stable token which will be issued by Monetran for use on the Stellar network. 


Moneda will be transfused with tangible value from its inception, with a viable plan to increase its value over time. It will be redeemable - something that no American currency has been since the days of the gold standard. Because it will be built on the lightning fast Stellar network, Moneda will enable swift, secure, economical transfers and transactions for any amount, large or small, either domestically or internationally. Moneda should be stable and therefore beneficial to both customers and merchants. It will be very economical for those sending remittances and other money transfers, especially in the under-developed parts of the world.


In short, Moneda has been designed to encompass all of the qualities that any currency, digital or otherwise, should have to be accepted as a universal medium of exchange.


The Monetran system will extract transaction fees whenever Moneda is used to make payment through the Internet and, with significant economic activity passing through it every year, Monetran will have a great opportunity for rapid growth!


Now you can be a part of the revolution in Internet commerce that Monetran is spearheading. Don't be a spectator. Latch on and ride the wave... invest in Monetran today!

Our team stands ready to complete the greatest improvement in the field of cryptocurrency payments - the Monetran / Moneda project!

Offering Summary

Maximum 107,000* Class B Units ($107,000)

*Maximum subject to adjustment for bonus shares. See 10% Bonus below

Minimum 10,000 Class B Units ($10,000)


Company
Monetran
 

Corporate Address
501 Pershing Ct., Hockessin, De
 

Description of Business
An asset-backed cryptocurrency combined with a funds transfer component
 

Type of Security Offered
Class B Units (the "Securities") and Moneda Tokens (the "Tokens")
 
Purchase Price of Security Offered
$1 per Class B Unit
 

Minimum Investment Amount (per investor) 
$250.00










Perks*

Right to Receive Moneda Tokens:

The Offering includes the right to receive, one (1) Moneda Token for every $1 invested.
For example, an investment of $500 would entitle the investor to 500 Moneda Tokens.

In addition, the following bonuses will apply:


Bonuses

$1,000 — If you invest $1,000, you will receive an additional 10% Moneda Tokens. (a $1,000 investment = 100-Token bonus)

$2,500 — If you invest $2,500, you will receive an additional 12% Moneda Tokens. (a $2,500 investment = 300-Token bonus)

$10,000 — If you invest $10,000, you will receive an additional 14% Moneda Tokens. (a $10,000 investment = 1,400-Token bonus)


Additional Bonus to early investors — this bonus will be added to the total number of Moneda Tokens authorized, including any volume bonus noted above. Minimum investment to qualify for this bonus is $500

     Invest within the first seven (7) days of the Offering = 10% bonus tokens

     Invest within the first fourteen (14) days of the Offering = 6% bonus tokens

     Invest within the first twenty one (21) days of the Offering = 3% bonus tokens

After the first three (3) weeks (21 days), no "Additional Bonus" will be applied.  The volume-based perks will still apply throughout the entire Offering.

*All perks and tokens will be delivered after the campaign is completed, and upon availability of the Tokens.


Terms of Tokens

Moneda Token

Description: Moneda Tokens will be built on the Stellar Blockchain platform and function as the primary medium of exchange usable within our own proprietary Monetran application. Through the Monetran network, Moneda Tokens may be used for money transfers and commerce payments as a medium of exchange between any individual(s) and firm(s) which accept such a payment method. The Monetran application will be used to transfer Moneda between users as well as convert Moneda Tokens to applicable fiat currency.

  • Initial Blockchain:  Stellar
  • Migration to Alternative Blockchain:  None planned
  • Expected Network Launch date:  12/1/18 
  • Total amount of Tokens authorized for creation:  60,000,000 (subject to change without notice)
  • Amount of Tokens or Rights to Tokens already issued: None
  • Will they be listed on Exchanges:   The token is currently intended to be listed on exchanges, but this may change, pending approval to list on such exchanges, changes to the regulatory landscape, or any other reason.  Security Tokens may be eligible for trading on SEC approved alternate trading platforms as they become available.  There is no guarantee that such a trading platform will be available at that time.
    • if so, which:  Stellar Decentralized Exchange

Other Material Terms:

  • Voting Rights: None
  • Restrictions on Transfer: 1 year from closing of Offering
  • Dividends/Distributions: None
  • Redemption Rights: None
  • Other: None

The Company currently does not have a functional distributed ledger based business model nor a blockchain based token and there is no guarantee that such will be developed in the future. The promise of future tokens is contingent upon the successful development of such items.  There is no guarantee that successful development will ever occur.  The right to receive future tokens and the offering of future tokens is being offered as part of this offering exempt from registration under Regulation CF.  

Tax Advisory: Investors should consult their tax advisors with respect to the tax basis for each of the Class B Units and the Moneda tokens, since they will trade independently.

Jurisdictions: No Investor who (i) resides, (ii) is located, (iii) has a place of business, or (iv) is conducting business (any of which makes the Investor a “Resident”) in the state of New York will be accepted in this offering.


The 10% Bonus for StartEngine Shareholders

Monetran will offer 10% additional bonus units for all investments that are committed by StartEngine Crowdfunding Inc. holders (with ≥ $1,000 invested in the StartEngine Reg A+ campaign) within 24 hours of this offering going live.

StartEngine holders who have invested $1,000+ in the StartEngine Reg A+ campaign will receive a 10% bonus on this offering within a 24-hour window of their campaign launch date.  This means you will receive a bonus for any units you purchase.  For example, if you buy 100 units at $1/ unit, you will receive 10 bonus unit, meaning you'll own 110 units for $100.   Fractional units will not be distributed and unit bonuses will be determined by rounding down to the nearest whole unit.

This 10% Bonus is only valid for one year from the time StartEngine Crowdfunding Inc. investors receive their countersigned StartEngine Crowdfunding Inc. subscription agreement.

Irregular Use of Proceeds

The Company might incur Irregular Use of Proceeds that may include but are not limited to the following over $10,000: Vendor payments and salary made to one's self, a friend or relative; Any expense labeled "Administration Expenses" that is not strictly for administrative purposes; Any expense labeled "Travel and Entertainment"; Any expense that is for the purposes of inter-company debt or back payments.

Show More
Most recent fiscal year-end:
Prior fiscal year-end:
Total Assets
$0.00 USD
$0.00 USD
Cash And Cash Equivalents
$0.00 USD
$0.00 USD
Accounts Receivable
$0.00 USD
$0.00 USD
Short Term Debt
$0.00 USD
$0.00 USD
Long Term Debt
$0.00 USD
$0.00 USD
Revenues And Sales
$0.00 USD
$0.00 USD
Costs Of Goods Sold
$0.00 USD
$0.00 USD
Taxes Paid
$0.00 USD
$0.00 USD
Net Income
$0.00 USD
$0.00 USD

Risks

A crowdfunding investment involves risk. You should not invest any funds in this offering unless you can afford to lose your entire investment. In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. These securities have not been recommended or approved by any federal or state securities commission or regulatory authority. Furthermore, these authorities have not passed upon the accuracy or adequacy of this document. The U.S. Securities and Exchange Commission does not pass upon the merits of any securities offered or the terms of the offering, nor does it pass upon the accuracy or completeness of any offering document or literature. These securities are offered under an exemption from registration; however, the U.S. Securities and Exchange Commission has not made an independent determination that these securities are exempt from registration.


Updates

Notice of Funds Disbursement

3 days ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Monetran has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Monetran be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

We've completed two more milestones - the Moneda Token created and the asset account funded!

16 days ago

There is some exciting news to share from Monetran today! The Moneda token was minted this morning and the asset account funded with a full 40% of the proceeds received in our first closing. This is the important first step in establishing the cryptocurrency we all hope will become a universally accepted medium of exchange for transactions on the internet. 

Our next goal will be to secure additional funding in order to begin construction of the Monetran app. The app will enable access to the Stellar network, the platform which will give us the ability to perform swift, economical transactions of any amount - even those of less than $1. Once the app is completed, it shouldn't be long before we are open for business.

Once again, I'd like to thank all of our investors for sharing our vision of Monetran. Without you, Monetran would be little more than a concept instead of a company with assets, which it became today.

Thank you!

Don Bielak

 

Notice of Funds Disbursement

about 1 month ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Monetran has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Monetran be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

We've passed the $25,000 mark in investments!

about 2 months ago

I'd like to take the opportunity to express my gratitude to all of our valued investors. Thanks to you, we've just gone past the $25,000 mark in investments, a very important milestone!

We are now actively committing resources to a public relations campaign in order to make Monetran available to even greater numbers of people. We will begin a series of press releases designed to bring attention and interest in the project. 

We are on a good pace and hopefully we will be able to begin work on our infrastructure soon!

Don Bielak

CEO - Monetran



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