Janover Ventures

Simplifying real estate & business loans

Janover Ventures

Simplifying real estate & business loans

Boca Raton, FL
Financial Services
Technology
Multifamily, commercial real estate and business financing has been a black box, carefully guarded by Wall Street. We’re opening it up to the world by empowering the right lenders and borrowers to seamlessly connect in a frictionless digital environment; guided by a team of expert finance practitioners.

$189,314

raised
$728,334
previously crowdfunded
259
Investors
$45M
Valuation
$1.00
Price per Share
$250.00
Min. Investment
Common
Shares Offered
Equity
Offering Type
$4.27M
Offering Max
Reg CF
Offering

$189,314

raised
$728,334
previously crowdfunded
259
Investors
$45M
Valuation
$1.00
Price per Share
$250.00
Min. Investment
Common
Shares Offered
Equity
Offering Type
$4.27M
Offering Max
Reg CF
Offering

Rewards

Get rewarded for investing more into Janover Ventures:

$250+
Investment
StartEngine Owner’s Bonus
This offering is eligible for the StartEngine Owner’s 10% Bonus program. For details on this program, please see the Offering Summary section below.
$500+
Investment
$500+
A special thank you shout out on Janover Venture's social media accounts
$2,500+
Investment
$2500+
Above perk + thank you card from our CEO
$5,000+
Investment
$5000+
Above perks + a private webinar with other investors and key team members
$10,000+
Investment
$10,000+
Above perks + a private 1-hour video call with our CEO
$25,000+
Investment
$25,000+
Above perks + 5% bonus shares

Reasons to Invest


  • The FinTech, Janover Ventures, grew 184% during the pandemic, powering more than $180 million in loan closings for commercial property and business owners.
  • Janover's proprietary technology, the intelligent portal is processing, on average, $2.6B in loan inquiries per month.
  • The Janover Ventures suite of websites grew to more than 1 million unique website users last year, primarily from organic, SEO-driven traffic.

Even the largest and most sophisticated commercial real estate and small business investors don't know — and are rarely ever presented with — their best financing options.

Lenders have not actively embraced digital client engagement or technology to improve efficiency. Their old-school approach ultimately leads to a lack of incentivization to seek and originate “small” loans under $15 million, because it costs as much to originate a $50MM loan as a $50k loan... until now.

Neither borrowers nor lenders have a way to access each other at scale. With hundreds of thousands of borrowers, and lenders, all with their unique “deal” components; how can everyone possibly connect with their best counterpart?


Through a growing network of educationally-focused digital media assets owned by Janover Ventures, we are empowering commercial real estate, multifamily and small business owners with loan options they may not have known existed.

By leveraging a combination of industry-leading, proprietary technology, and carefully curated lender and investor relationships, Janover Ventures is helping borrowers get access to superior loan options, and at the same time, helping lenders get more clients that fit their ideal credit profile.

Thanks to our data-driven expertise in digital growth engineering, capital markets and agile web development; we are able to help unlock access to multifamily, small business, and commercial real estate debt capital.


We own some of the most valuable, highly-trafficked commercial real estate, multifamily and small business finance websites on the Internet. You can think of it like this... Imagine each website is a piece of real estate, and where it appears organically on Google Search as its location. Because we appear on the first page of Google for thousands of commercial real estate and business finance terms, we own the world's best "digital real estate".


Our technology collects and processes the data, connects borrowers with the right lenders and loan products, and removes frictions for everyone so that they can do what they came to do. Business.

Our intuitive portal guides borrowers at their own pace on a computer, tablet, or smartphone, securely through a process that used to take days and dozens of touchpoints, in mere minutes. This beautiful digital package is then processed through our proprietary data analysis framework which is overseen by our expert capital advisors, and matched directly to the best possible lender for that unique transaction.


Maintaining established relationships with external lender-partners allows us to focus on what we're the best at: technology enhancing commercial real estate, multifamily and small business financing for borrowers and lenders. We have developed strategic lending partnerships with some of the nation’s leading public and private financial institutions.

We have created a network of successful brands (such as multifamily.loans and hud.loans) which have aided us in arranging more than $223 million in closed loans through 2020, with our smallest loans being as modest as $20,000 or less and the high-end being as large as $26,000,000 or more.


Our algorithms draw on our proprietary dataset to score and distribute opportunities to our internal advisory team and external lender partners.

We don't close loans in our name, and therefore do not carry large liabilities on our books. We earn income when a loan closes, and everyone succeeds.


The market for multifamily and commercial real estate financing is huge, and is growing. Multifamily continues to be a highly-attractive asset class with long-term stable demand through economic cycles. The opportunity to reposition bank borrowers to agency and government-sponsored products is by far the largest opportunity; although there remains tremendous opportunity in opening the door to more options for all commercial borrowers across the country. Put simply, a small credit union down the street that you’ve never heard of may be able to provide higher leverage, lower cost, better cash flowing financing than a bank just a couple doors down. There’s no way for everyone to know all their options. The same goes for small business financing.

There’s an opportunity to educate small balance bank borrowers on the benefits of Fannie Mae, Freddie Mac, and FHA multifamily financing and help them pivot to more competitive financing options.

The market for small business loans is tremendous and comes in many forms, shapes and sizes. For example, government-backed SBA (Small Business Administration) loans were responsible for over $28B in small business funding in 2020, and that doesn’t include the significant increase from the enactment of the CARES act during the pandemic. In 2020, during the Coronavirus pandemic, Janover Ventures was able to help hundreds of businesses secure access to PPP (Paycheck Protection Program) loans, totaling close to $20MM. Other conventional loan products such as lines of credit, term loans, merchant cash advances, business credit cards and equipment financing offer even more opportunities for us to empower business owners with options. According to the Federal Reserve’s Small Business Credit Survey, 43% of small businesses in the United States applied for a loan last year. The average small business bank loan is $633,000, while the average SBA loan is around $107,000. With over 30.2M small businesses in the United States and roughly 70% with outstanding debt, you can safely assume the market size is massive.


We like to think of our competitors as business partnership opportunities. Most of the potential competition, such as large lenders, struggle with digital client acquisition. Others have tried to build digital marketplaces, but never see the type of traction that we've attained. Our borrower acquisition costs are a fraction of those of incumbents because of the data-driven nature of our digital growth strategies and our ability to monetize a larger swath of our opportunities (due to our broader credit parameters). Our software and proprietary processes allow us to sift, parse and distribute loan opportunities more efficiently, with a lower touch and with higher-converting engagement than any of our peers. We think we can close more loans, at a lower cost per loan, with lower risk, at a faster clip than anyone, period.


First and foremost, we are tasked with getting much needed financial education into the hands of business, multifamily and commercial real estate owners. Our 2021 vision is as clear as our 20/20 vision: to be the first digital touchpoint for as many business, multifamily and commercial real estate borrowers as possible on the Internet and to provide them with education and loan options that they never had before. By 2026 we aim to become the highest volume multifamily, commercial real estate and digital finance platform in America. We will create a closed ecosystem for the best and most diverse group of lenders in the business to provide high quality financing to the business owners of America; starting with apartment buildings, commercial real estate, and ultimately all business financing. The 'Lending Tree' of business financing, without selling leads to the highest bidder. BAM! :)


Prior to our first investment round in mid-2020, Janover Ventures was 100% bootstrapped with a lot of organic growth. During our first round, we saw tremendous support and were ultimately backed by over 2,000 investors who aligned with our vision.


Blake Janover has over 15 years of real estate capital markets and entrepreneurial experience. Some of Mr. Janover’s track record includes: owning a commercial real estate-licensed direct lender agency; overseeing the analysis and processing of billions of dollars in commercial real estate mortgages; building more than 100 class-A apartment units in Miami; building a global logistical infrastructure as the CEO of a large direct to consumer company; and many more.


Mr. Janover has built companies transcending various industries and countries, and successfully executed a corporate exit.


He has been published by Forbes, Housing Wire and other industry journals and is a member of the 2021 Forbes Real Estate Council.  Mr. Janover received a certificate for completing Leveraging Fintech Innovation To Grow And Compete at Harvard Business School from September 3-6, 2019. 

In the Press

Janover Ventures Launches Investment Campaign Raising up to $1,070,000 to Help Build The Future of Commercial Real Estate
January 1, 2017

Janover Ventures, a FinTech (financial technology) company focused on reducing frictions in commercial real estate finance, reached their minimum funding goal within 5 days of launching their crowdfunding campaign on Republic!

Blake Janover profile
January 1, 2017

As the CEO of Janover Ventures, Blake Janover oversees the capital markets advisory, equity placement platform, digital and technology startegies for Janover Ventures (visit https://janover.ventures). He is an Honorary member of the 2019 Forbes Real Estate Council and regularly published in Housing

Multifamily insider: Here’s where multifamily investors should turn for their small loans
January 1, 2017

The Freddie Mac Small Balance Loan Program has long been the most coveted multifamily loan for stabilized properties in need of financing between $1 million and $6 million (and in some cases a little more), but is it the best product for your property? Statistically – not likely.

Janover Ventures: A Matchmaker for Commercial Real Estate Loans
January 1, 1970

Janover Ventures is essentially a concierge marketplace for multifamily and commercial property loans. The market is fragmented and ripe for innovation.

Bulletproof Cashflow
January 1, 1970

Bulletproof Cashflow: Multifamily & Apartment Investing for Financial Freedom

Realty Speak
January 1, 1970

Multifamily Lending – Fannie Mae, Freddie Mac and HUD Capital Markets

Rocket Your Dollar
January 1, 1970

Educated Commercial Real Estate Investing

The Deal Junkies
January 1, 1970

Multifamily Report and Insights with Blake Janover

Forbes
January 1, 1970

The Problem In The Disparity In Access To Multifamily Capital

Forbes
January 1, 1970

Investors, Do You Know Your Multifamily Loan Options?

Kings Crowd
January 1, 1970

Modernizing Commercial Real Estate with Blake Janover

Offering Summary


Company

:

Janover Inc.

Corporate Address

:

7601 N Federal Hwy, B-140, Boca Raton, FL 33487

Offering Minimum

:

$10,000.00

Offering Maximum

:

$4,271,660.00

Minimum Investment Amount

(per investor)

:

$250.00











Terms


Offering Type

:

Equity

Security Name

:

Class A

Minimum Number of Shares Offered

:

10,000

Maximum Number of Shares Offered

:

4,271,660

Price per Share

:

$1.00

Pre-Money Valuation

:

$45,000,000.00











*Maximum Number of Shares Offered subject to adjustment for bonus shares. See Bonus info below.

Time-Based:

Friends and Family Early Birds

Invest within the first week and receive an additional 10% bonus shares

Super Early Bird Bonus

Invest within the first two weeks and receive an additional 5% bonus shares

Amount Based:

$500+

A special thank you shout out on Janover Venture's social media accounts

$2,500+

Above perk + thank you card from our CEO

$5,000+

Above perks + a private webinar with other investors and key team members

$10,000+

Above perks + a private 1-hour video call with our CEO

$25,000+

Above perks + 5% bonus shares

The 10% StartEngine Owners' Bonus

Janover Ventures will offer 10% additional bonus shares for all investments that are committed by investors that are eligible for the StartEngine Crowdfunding Inc. OWNer's bonus.

This means eligible StartEngine shareholders will receive a 10% bonus for any shares they purchase in this offering. For example, if you buy 100 shares of Class A Common Stock at $1.00 / share, you will receive 110 shares of Class A Common Stock, meaning you'll own 110 shares for $100. Fractional shares will not be distributed and share bonuses will be determined by rounding down to the nearest whole share.

This 10% Bonus is only valid during the investors eligibility period. Investors eligible for this bonus will also have priority if they are on a waitlist to invest and the company surpasses its maximum funding goal. They will have the first opportunity to invest should room in the offering become available if prior investments are cancelled or fail.

Investors will only receive a single bonus, which will be the highest bonus rate they are eligible for.

*All perks occur when the offering is completed.

The Company will not incur any irregular use of proceeds.


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Risks

A crowdfunding investment involves risk. You should not invest any funds in this offering unless you can afford to lose your entire investment. In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. These securities have not been recommended or approved by any federal or state securities commission or regulatory authority. Furthermore, these authorities have not passed upon the accuracy or adequacy of this document. The U.S. Securities and Exchange Commission does not pass upon the merits of any securities offered or the terms of the offering, nor does it pass upon the accuracy or completeness of any offering document or literature. These securities are offered under an exemption from registration; however, the U.S. Securities and Exchange Commission has not made an independent determination that these securities are exempt from registration.


Updates

Janover gets singled out… in a good way.

3 days ago

Once again, the team at Janover is honored to receive another accolade. 

This time, Janover has been selected by The Startup Grind Team as 1 of 8 startups worldwide (1 of 2 in the US) that’s bringing economic empowerment through Fintech solutions. 

You can read the full write up here.

As always, a big thank you goes out to our investors, clients and followers for your continued support and belief in our mission. 

--

Already an investor and want to show us more love? Click here to invest more.

Not yet an investor? Click here and let’s change that. 😀



Notice of Funds Disbursement

4 days ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Janover Ventures has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Janover Ventures be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

We’re doubling down on branding!

12 days ago

As you may or may not know, Janover Inc. owns some of the most valuable, highly-trafficked commercial real estate, multifamily and small business finance websites on the Internet. These educational websites often serve as the first touch point our customers have with us. As one might imagine, a lot of time and hard work goes into building out a single website that is properly optimized. Now multiply that by a dozen and it becomes pretty clear that our sites were not published all at once. We have many more sites in our pipeline that we plan to roll out, but we wanted to make sure we tackle brand unity (such as consistent logo styles, theme design, etc) as we continue to scale.

In becoming a more mature company, we’ve been doubling down on our branding efforts and we’re very excited about the progress we’ve made thus far. We now have a more consistent look and feel to all of our websites and logos. We’re getting close to rolling out a completely new look for our corporate website, which will also allow for consistency to be applied across our entire website network shortly thereafter. 

That’s about all for today! Wishing each and every one of you a wonderful and safe Memorial Day! 


Notice of Funds Disbursement

19 days ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Janover Ventures has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Janover Ventures be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

Inc Magazine has chosen us as one of the Best Places to Work in America!

26 days ago

Today is an exciting day and it’s time to celebrate! We’ve been biting our tongues to keep this a secret, but the cat is finally out of the bag...

Janover Ventures has been named one of Inc. Magazine’s Best Workplaces of 2021!


In fact, Janover won in 2 different categories: On the Rise (0-4 years in business) and also the Micro category (Employee size 10-49). 

As we all know, the meaning of a great place to work has changed unequivocally over the past year. Inc.’s website says it best: “Inc. Best Workplaces awards the company cultures that thrive in the face of adversity. Cultures that in response to a pandemic redefine the workplace and continue to enrich it. Cultures that foster employee growth and advancement at all levels.”

The team at Janover takes great pride in the culture we’ve built and we consider that to be part of our moat. It will also help us to continue to hire amazing people. As one of our investors or followers, we hope that you share in our excitement too!

Lastly, we’d like to give a big virtual hug to those of you who have already invested in Janover. Your continued support and backing is what will help continue to grow our amazing team and further our mission to make commercial real estate and small business financing easier. 

Revenue soaring!

about 1 month ago

I think the title says it all. We were recently sharing our progress with some folks and they asked, "what was your revenue growth over the last 6 months?" Well, we grabbed our #2 pencils and college ruled paper (Quickbooks) and did the math on an accrual basis (as always) and the answer was awesome.  Our revenue grew 138% in the last 6 months (Nov 2020 - April 2021) compared to the 6 months (May 2020 - October 2020) prior! 

Sweet.

Also, we have another announcement coming, that everyone will be excited about, but our collective lips are sealed for just a little longer. 

Stay tuned!

Investor Webinar Replay

about 1 month ago

This is just a quick update to share a recording of the “investor update” webinar that we hosted live, last week. If you missed it, or just want to watch it again, first grab a snack and then click the link below. 

Click here to watch the webinar replay.

--

Ready to invest? Click here.

Want to increase your investment? Click here.

Notice of Funds Disbursement

about 1 month ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Janover Ventures has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Janover Ventures be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

The Janover Ventures Name is Spreading Fast!

about 1 month ago

We're in the news!

Our latest news feature went live on Friday, April 23rd, and the traction has been exciting. Over the weekend, news of our company and current crowdfunding campaign here on StartEngine was published on PR Newswire, and has been picked up by 83 different publications so far, with a total potential audience of about 111,636,010* viewers! While the original piece can be viewed on the PR Newswire main site, we have been picked up by quite a few notable publications, including (but nowhere near limited to):

  • Yahoo! Finance - Boasting an estimated global audience of over 51M visitors per month

  • StreetInsider - A popular finance-focused news publication with a viewership estimated at over 850k visitors per month

  • Morningstar - One of the country’s most trusted financial advice publications with an estimated viewership of around 3M visitors per month

  • Markets Insider - The capital markets branch of the internationally renowned Business Insider, with an estimated 6M visitors per month

  • Benzinga - A trusted online finance news source with a visitor count estimated at around 6.5M visitors per month

  • AP News - That's right, even the Associated Press showed us some love! AP News is arguably the most trusted news source in the United States, with a following of around 24M visitors per month.

As impressive as these sources are, literally dozens more news channels across the web picked up our press releases. Keep your eyes peeled for more of Janover Ventures across your favorite news platforms!

Click here to Invest Now.

*Based on information supplied to us by PR newswire and the total audience of all the combined websites.

Investor update webinar

about 2 months ago

On Thursday, April 29 at 11 AM (ET), Blake Janover, CEO of Janover Ventures will be hosting an exclusive investor only webinar -- which means, as an investor, you’re invited! What will be covered?

  • Quick introduction
  • The state of Janover Ventures
  • Share some behind the scenes updates
  • Sneak peak at what the team is working on
  • If there’s time… some Q&A

Secure your virtual seat and don’t forget to add it to your calendar.
Click here to confirm attendance.

See you there!

Featured on the KingsCrowd Podcast with CEO Chris Lustrino

about 2 months ago

If you haven't seen it yet, we were recently featured on KingsCrowd's podcast discussing Janover Ventures and the future of fintech in commercial real estate and business finance. If you're unfamiliar, Kingscrowd is a platform trusted by over 100,000 investors to vet startup investments. They're like Morningstar for private equity markets. 

You can watch or listen to my interview on any of the links below:

That's all for today. Watch, listen, and share!

An exciting Q1!

about 2 months ago

Hello StartEngine family! 

I shot over to the office (I know, very 2019 of me) this morning so I could send you all a quick update (and catch up on work). The first quarter has closed and April is on its way... here's some of the progress we've made so far this year. Please forgive all the "we" in here but know it means; you, our investors, contractors, employees, lenders, borrowers, and I.

  1. First Quarter was the highest revenue* month we've ever had! 
  2. We are currently taking more than HALF A BILLION DOLLARS A WEEK in online loan applications.
  3. We just closed a loan for a public housing authority -- further validation.
  4. We are wrapping up negotiations on a new full stack engineer.
  5. We're currently working on some of the biggest deals I've ever worked on in my (long and storied) career.
  6. We've released and made multiple updates to our lender and borrower facing fintech portal, and the feedback has been AWESOME. 
  7. We're just getting started!

What can you do? 

1. If you haven't, invest now.

2. If you have invested, you can increase it

3. Share our campaign page on social media and with friends!
https://startengine.com/janoverventures

4. Follow me on LinkedIn if you want to hang out online.

Honestly, our team is extremely excited to be here and can't wait to take you to where we're going next.


Sincerely, 

Blake Janover
Founder & CEO
Janover Inc.


*revenue is internally prepared, unaudited, and on an accrual basis.

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