The Vital Card offering is now closed and is no longer accepting investments.

Vital Card

Future of Social Credit Cards

Vital Card

Future of Social Credit Cards

New York , NY
Electronics
Financial Services
VITAL Card is a new social credit card that pays users to share and spend responsibly, giving cardholders cash back (forever!) for each new referral and competing for up to 5% cash back.

$937,323

raised
900
Investors
$10M
Valuation
$1.03
Price per Share
$499.55
Min. Investment
Common
Shares Offered
Equity
Offering Type
$1.07M
Offering Max
0
Days Left

$937,323

raised
900
Investors
$10M
Valuation
$1.03
Price per Share
$499.55
Min. Investment
Common
Shares Offered
Equity
Offering Type
$1.07M
Offering Max
0
Days Left
This offering ended on April 03, 2021 and is no longer accepting investments.

Reasons to Invest

In 2020, credit card issuing programs generated $103.9 billion in revenue.
VITAL Card’s pre launch campaign went viral, giving the company over 150,000 new waitlist members and over 1 million views across YouTube, Facebook, WhatsApp and Telegram.
Our partnership with Evolve Bank and Trust and its positioning in the mainstream consumer credit space has the potential to put our card ahead of its competitors.

Overview


The world’s first social credit card

The VITAL Card was created by industry leaders who saw the opportunity to engage the growing buying power of Millennials and Gen Z in the credit card industry. Millennials and Gen Z care deeply about creation, curation, connection and community, and traditional credit card issuers struggle to gain traction with these groups.

VITAL Card is designed from the ground up to engage the new consumer culture through social gamification, the ‘gig’ economy and mobile lifestyle. As a company, we seek to leverage this understanding and our industry experience to create a new paradigm in credit card issuing and rewards.

The Problem


Credit card companies struggle to acquire Millennial and Gen Z users

The Millennial and Gen Z population (ages 18-34) is roughly the same size as the Baby Boomer population, and a study found nearly two-thirds of young adults had no major credit card.

*Data are rough estimates based on Source 1 and Source 2


Millennials, a population of roughly 75 million in the US, are the largest digitally connected group (Source), and still, the credit card industry struggles to connect with Millennials and Generation Z. As Millennials and Gen Z gain buying power, they want a credit card that embraces their ethos of social sharing and community. 


The Solution


A new generation of credit card issuing

VITAL card users get paid to spend and share responsibly, with a new kind of credit card that leverages social gamification, the ‘gig economy’ (helping millennials earn extra income) and the essential role smartphones play in the lives of our core market.

Our sleek and elegant credit cards have no annual fee, provide users up to 5% cashback on their spendings and reallocate profits from the credit card industry to the community.

*for simple illustration only, actual results will differ

The Market


A growing multibillion dollar market

In 2020, credit card issuing programs generated about $103.9 billion in revenue (Source). 

VITAL’s target market is primarily Millennials and Gen Z, which makes up roughly 75 million people in the US. Though VITAL is only in its pre-launch campaign stage, our current waitlisted members are represented in all 50 states, 63% make up a market between the ages of 18-34, 60% are women, 66% hold a college degree, and 58% make an annual income between 40-100k. 

Our Traction


A viral social media campaign and a partnership with Evolve Bank and Trust

The VITAL Card is currently in the midst of one of the most successful pre-launch campaigns. We have over 150,000 new waitlisted members and maintain a viral coefficient of 4.67, which means for every one person that came to our site to signup, 4.67 people came with them.

Content about our card is exploding, with over 1 million views across YouTube, Facebook, WhatsApp and Telegram. VITAL has also partnered with Evolve Bank and Trust, which powers the backend of our business, including access to the network (VISA), processor, fraud prevention, compliance, underwriting, and much more.

The company does not yet currently have an active credit card in the market, people can sign up for the waitlist, but they cannot yet avail of any perks or rewards until the card has been implemented and is live. We are currently focused on raising capital in this round to be able to bring our product to market.

In the last quarter of 2020, we are focused on full product development and ramping up our card manufacturing, to prepare for our company’s launch in early 2021. We will be launching the VITAL credit card to the public in the second quarter of the year, with a major marketing push.

What We Do


Empowering users to start sharing and start earning!

VITAL uses two different strategies to engage users in a way that no credit card has before. 

The first is engagement around responsible spending. The users will get notified with suggestions on how to improve their credit scores while spending throughout the month, and then receive 1, 2 or 5% cashback at the end of every month based on a system of activity points.

The second strategy is engagement around growing the VITAL community. Your VITAL score determines how much cash you earn every month and you can improve your score by referring new users. Users will get notified and rewarded with 4 points when their friends sign up, 2 points when their friend’s friends sign up, and 1 point when those friends sign up their friends. Three tiers of sharing means frequent gratification to pull users back into the VITAL app. In addition, 1% of all transactions go into a cash reward pool and, at the end of each month, VITAL pays out based on everyone's score.

1% Community Revenue Share

VITAL takes 1% of the total community spend each month and gives it back to the community in the form of our Referral Game.


Share VITAL Card

VITAL rewards you based on how many friends you sign up (4 pts). You also get credit for everyone your friends bring in (2 pts) and their friends (1 pt).


Grow Your Referral Score

Your referral score determines how much cash you get every month. The more you share the higher your scores gets and the larger piece of the 1% cash back pie you get.


Earn Referral Rewards

Your referral rewards are deposited straight into your account every month, even if you have no additional shares that month, the rewards keep coming!

The Business Model


VITAL’s social business model can convert new users efficiently and effectively!

By partnering with Evolve Bank and Trust, VITAL will focus on marketing and member acquisition, consumer-facing technology and managing the rewards program.

VITAL retains ownership over the customers and, ultimately, the long-term underlying value.

The majority of VITAL’s revenue will come from interest payments, while the rest of our revenue will be generated from interchange income and other banking income. The ~$1.07 million that we are currently raising will be allocated for our upcoming,  marketing, product development and manufacturing, and business operations.

*Data based on Mixpanel Data Report 2017& https://www.ibisworld.com

How We Are Different


We just secured a bank deal that we believe will position us for success

Very few credit startups in the U.S. have secured bank deals comparable to what VITAL has done. In the last 2 years Brex, a small business credit card, and Petal, an alternative FICO credit card have been very successful, but VITAL’s positioning in the mainstream consumer credit space has the potential to be bigger than either of those.

    • FORBES “Brex Has Amassed A Valuation Of $2.6 Billion In Under Two Years” (source)

    • FORBES “Petal Set To Flourish With $34 Million Funding As US FinTech Finally Blossoms” (source)

*Data based on internal research.

Additionally, VITAL is all about giving back and makes it easy for users to donate all or a portion of their cash rewards to charities of their choosing.

The Vision


A major player and positive disruption in the credit card industry

As VITAL ramps up full product development in preparation for our upcoming launch, we are looking ahead to a bright and prosperous future as positive disruptors in the credit card industry. We are the first credit card of our kind to serve and appeal to the massive Millennial and Gen Z market and we believe our product will bring us success within the mainstream consumer credit space.

VITAL Card’s mission is to empower our waitlisted members and future users with income opportunities earned from community building and responsible spending. Our goal is to be one of the largest players in the industry, among the ranks of CapitalOne and Discover, but with a fresh approach that appeals to the generations that came of age in the digital era, as well as those that follow them.

OUR LEADERSHIP


Top tier industry leaders with a track record of success

Our founding team consists of a successful tech entrepreneur and senior executive manager at two of the largest global financial institutions. (JP Morgan and BBVA)   

Our operations team has worked with dozens of venture funded companies and includes top tier industry leaders in product development, financial services, investment management and credit card services. In addition, members of our advisory board include the Founder of Card.com, DSTLD (Winc Wines), 1Oak and Earos.

Why Invest


A new kind of credit card, that we believe is poised for success and ready to take the world by storm

Backed by an innovative and results driven team of entrepreneurs, lawyers, bankers and creative tech individuals, VITAL Card is a credit card company that puts community first. We have taken a completely new approach to the credit card industry with a social business model that has already gained traction and social media attention from Millennials, Gen Z and people of all ages. 

We believe our partnership with Evolve Bank and Trust has positioned us for success within the mainstream market, and with this  big raise, we will be able to amp up product development and reach our target market with continued virality!

*These testimonials may not be representative of the experience of other waitlist members and are not a guarantee of future performance or success.

Offering Summary


Company

:

Vital Card, Inc.

Corporate Address

:

214 W 29th St 16th Floor , New York , NY 10001

Offering Minimum

:

$9,999.24

Offering Maximum

:

$1,069,999.02

Minimum Investment Amount

(per investor)

:

$499.55











Terms


Offering Type

:

Equity

Security Name

:

Common Stock

Minimum Number of Shares Offered

:

9,708

Maximum Number of Shares Offered

:

1,038,834

Price per Share

:

$1.03

Pre-Money Valuation

:

$10,022,951.63











COVID Relief

This offering is being conducted on an expedited basis due to circumstances relating to COVID-19 and pursuant to the SEC’s temporary regulatory COVID-19 relief set out in Regulation Crowdfunding §227.201(z).

Expedited closing sooner than 21 days

In reliance on Regulation Crowdfunding §227.303(g)(2) A funding portal that is an intermediary in a transaction involving the offer or sale of securities initiated between May 4, 2020, and February 28, 2021, in reliance on section 4(a)(6) of the Securities Act (15 U.S.C. 77d(a)(6)) by an issuer that is conducting an offering on an expedited basis due to circumstances relating to COVID-19 shall not be required to comply with the requirement in paragraph (e)(3)(i) of this section that a funding portal shall not direct transmission of funds earlier than 21 days after the date on which the intermediary makes publicly available on its platform the information required to be provided by the issuer under §§227.201 and 227.203(a).

 

*Maximum Number of Shares Offered subject to adjustment for bonus shares. See Bonus info below.

Company Perks*

Founding Investor

The first 500 investors to invest $500 or more will receive an exclusive Cobalt Blue Founders Edition VITAL Card!

Early Bird

First 7 days - Friends and Family | 20% bonus shares

Next 7 Days - Super Early Bird | 15% bonus shares

Next 7 days - Early Bird | 10% bonus

Next 7 days - Early Adopters | 5% bonus shares

Volume

$500 | VITAL Card Tee-Shirt

$1,000 (Tier 2 perk) | 10% bonus to pre-launch referral score +VITAL Card Power Bank

$2,500 (Tier 3 perk) | 15% bonus to pre-launch referral score + VITAL Card Hoodie 

$5,000 (Tier 4 perk) | 20% bonus to pre-launch referral score + VITAL Card Hydro Flask 

$10,000 (Tier 5 perk) | 25% bonus to pre-launch referral score + Community Outreach Advisory Board Seat 

$50,000 (Tier 6 perk) | 50% bonus to pre-launch referral score + Advisory Board Membership

*All perks occur when the offering is completed.

The 10% StartEngine Owners' Bonus

Vital Card, Inc. will offer 10% additional bonus shares for all investments that are committed by investors that are eligible for the StartEngine Crowdfunding Inc. OWNer's bonus.

This means eligible StartEngine shareholders will receive a 10% bonus for any shares they purchase in this offering. For example, if you buy 100 shares of common stock at $1.03/ share, you will receive 110 common stocks, meaning you'll own 110 shares for $103. Fractional shares will not be distributed and share bonuses will be determined by rounding down to the nearest whole share.

This 10% Bonus is only valid during the investors eligibility period. Investors eligible for this bonus will also have priority if they are on a waitlist to invest and the company surpasses its maximum funding goal. They will have the first opportunity to invest should room in the offering become available if prior investments are canceled or fail.

Investors will only receive a single bonus, which will be the highest bonus rate they are eligible for.

The Company will not incur any irregular use of proceeds.


Show More
Most recent fiscal year-end:
Prior fiscal year-end:
Total Assets
$210,939.00 USD
$285,319.00 USD
Cash And Cash Equivalents
$44,782.00 USD
$174,822.00 USD
Accounts Receivable
$0.00 USD
$0.00 USD
Short Term Debt
$56,921.00 USD
$13,173.00 USD
Long Term Debt
$2,594,980.00 USD
$2,044,980.00 USD
Revenues And Sales
$0.00 USD
$0.00 USD
Costs Of Goods Sold
$0.00 USD
$0.00 USD
Taxes Paid
$0.00 USD
$0.00 USD
Net Income
-$668,129.00 USD
-$1,257,471.00 USD

Risks

A crowdfunding investment involves risk. You should not invest any funds in this offering unless you can afford to lose your entire investment. In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. These securities have not been recommended or approved by any federal or state securities commission or regulatory authority. Furthermore, these authorities have not passed upon the accuracy or adequacy of this document. The U.S. Securities and Exchange Commission does not pass upon the merits of any securities offered or the terms of the offering, nor does it pass upon the accuracy or completeness of any offering document or literature. These securities are offered under an exemption from registration; however, the U.S. Securities and Exchange Commission has not made an independent determination that these securities are exempt from registration.


Updates

VITAL Card Update

3 months ago

VITAL Card Launch Update 


Hello Everyone, we've had a few people reach out asking about our current status. The company closed a subsequent financing round for 6 million dollars post closing our Start Engine campaign. VITAL Card has made key hires across product + backend development and we're now in implementation with CardWorks/Fiserv, Evolve Bank & Trust and MasterCard. Given the regulated nature of the business and needing to check many boxes to "go live" our partners have scheduled us four our official launch in November 2021. Our new website will be live hopefully this week, if not the following. We will post more updates as we move closer to launching this fall. 


Thank you, 

Team VITAL 

Only 14 hours left to invest in VITAL Card!

7 months ago

A huge thank you to the 900 Investors that joined the VITAL Card team during this campaign. We are thrilled by the success and are looking forward to finishing our last day strong!  


Are you still considering buying shares in VITAL Card? Check out these reasons to invest:

  • In 2020, credit card issuing programs generated $103.9 billion in revenue.
  • VITAL Card’s pre-launch campaign went viral, giving the company over 150,000 new waitlist members and over 1 million views across YouTube, Facebook, WhatsApp, and Telegram.
  • Our partnership with Evolve Bank and Trust and its positioning in the mainstream consumer credit space has the potential to put our card ahead of its competitors.


Last day to invest in VITAL Card

7 months ago

The countdown is on! Only 24 hours left to purchase shares of VITAL Card before our 2021 product launch. Invest now to join the over 900 investors who now own equity in the world's first social credit card. 


Join investors like Ben Kats founder of Card.com, Ronnie Madre founder of 1OAK, and Wavemaker Partners as we disrupt the $100 billion dollar credit card issuing market. 



Only two days left to invest!

7 months ago

These are the final days to invest in VITAL Card. The raise will end at $1.07M. Invest today before VITAL’s campaign closes this Friday, April 2nd. 

If you’ve been considering investing in VITAL Card now is the time! There are only 2 days left until the campaign closes. Don’t miss your chance to own equity in VITAL Card.

Winc Wines Co-Founder & CEO, Geoffrey McFarlane joins the advisory board!

7 months ago

The co-founder and chief executive of Winc Wines, Geoff McFarlane joins VITAL’s board of advisors. At Winc Geoff led efforts to leverage machine learning and social media to grow their subscription wine service into the category leader. Geoff joins VITAL Card’s team of successful entrepreneurs and industry leaders who are committed to disrupting the $100B credit card issuing industry. 

Don’t miss your chance to invest in VITAL Card. The campaign ends Friday, April 2nd!!

The final week to invest in VITAL

7 months ago

Don’t miss your opportunity to invest in the world’s first credit card designed for digitally native consumers. Our campaign ends this Friday, April 2nd. 

   

Reminder - VITAL investors qualify for some amazing perks:  


  • $500 | VITAL Card Tee-Shirt

  • $1,000 | 10% bonus to pre-launch referral score +VITAL Card Power Bank

  • $2,500 | 15% bonus to pre-launch referral score + VITAL Card Hoodie 

  • $5,000 | 20% bonus to pre-launch referral score + VITAL Card Hydro Flask 

  • $10,000 | 25% bonus to pre-launch referral score + Community Outreach Advisory Board Seat 

  • $50,000 | 50% bonus to pre-launch referral score + Advisory Board Membership

*All perks occur when the offering is completed.


Campaign closes Friday, 4/2

7 months ago

We're nearing the end of our equity crowdfunding campaign. Thank you for following, asking questions, and most importantly investing in VITAL Card! Our campaign closes a week from today.    


The last day to invest is next Friday, April 2nd. 



Invest now to secure your shares in VITAL Card before the campaign closes!

Only 10 days left to invest!

7 months ago

Thank you to the almost 900 investors that have helped us reach 90% of our funding goal!

There are just 10 days left before the end of our campaign. Your chance to own equity in VITAL Card ends Friday, April 2nd! 

Don't miss your chance to own equity shares in the world's first social credit card!

Former Chief Marketing Officer at Square and Visa joins the team!

7 months ago

We’re excited to welcome the former CMO of Square and VISA, Kevin Burke to the VITAL team as an investor and member of the advisory board.

At Square, Kevin led marketing, sales, and international markets with a focus on customer acquisition, product growth, and global expansion. At Visa, he headed global marketing to advance the Visa brand and deliver business results for a $12B+ global business. Kevin was also a member of the executive team tasked with preparing for Visa’s and Square’s IPOs. 


Notice of Funds Disbursement

7 months ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Vital Card has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Vital Card be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

Less than $200K until we reach our funding goal!

7 months ago

The countdown is on, only 17 days left to buy shares in VITAL Card! Take advantage of this offering before it expires on Friday, April 2nd. 

Invest today to join the almost 800 investors who own equity in the world's first social credit card.



 

The Impending Credit Card Boom - Forbes

7 months ago

The countdown is on! Don't miss your chance to own equity first credit card designed for digitally native, Gen Z, and Millenial borrowers. 

Check out this recent article in Forbes highlighting the growth of VITAL's key market demographic. The Impending Credit Card Boom: Why Millennials And Gen Z Will Use Credit Cards More Than Debit Cards - Forbes



Founder of Card.com, Ben Katz joins VITAL Card's advisory board!

8 months ago

We're excited to announce the addition of Card.com founder Ben Katz to the VITAL Card team. Ben is a serial entrepreneur, previously the Founder & CEO of Card.com, the largest online originator of Visa Debit cards. Prior to Card.com Ben led new vertical business development at Green Dot Bank, Issuer of the Walmart Visa Card.

"VITAL Card is the best acquiring model of any credit card company I've ever seen.  The team is sharp, conservative and has incredible energy.  I'm betting that VITAL will be a massive success."

-Ben Katz, Founder of CARD.com, Advisor to VITAL


New Campaign End Date is April 2nd, 2021!

8 months ago

The VITAL Card campaign is now over 75% funded! Due to the momentum, we have moved our end date up to April 2nd, 2021 so that we can put your investments into action as soon as possible.

This means that investors who have not been part of prior closings will have up until Match 31th 2021 to cancel their investment, and we will continue to accept investment commitments at this time.


Don't miss your chance to become a VITAL Card equity investor!

Co-Founder of DSTLD and Winc Wines - Mark Lynn joins the VITAL team!

8 months ago

We're excited to announce we've secured an agreement with Mark Lynn the Co-Founder and CEO of DSTLD and Co-Founder and former CEO of Winc Wines. 

Mark brings a wealth of experience to the VITAL team as a serial entrepreneur and investor, both starting and building successful businesses. Mark’s companies have generated tens of millions in revenue and achieved hundred million dollar valuations.

Mark's expertise in scaling disruptive models is a huge asset to the VITAL team as we near the 2021 product launch of VITAL Card.  


Secure your shares now, and follow our campaign to stay up-to-date with 

VITAL's growing team of business leaders.

New Milestone: VITAL Card surpasses $800k raised!

8 months ago

Were excited to announce the VITAL Card campaign is now 75% funded, with over $800K invested! 

If you're considering owning equity in the world's first social credit card, purchase your shares today! We're only $270K away from being fully subscribed!

Follow our campaign to stay up-to-date with VITAL Card's equity crowdfunding campaign! 

Gen Z is projected to be the fastest growing segment in the credit card market.

8 months ago

Credit eligible Gen Z-ers, born in 1995 or after, are projected to rise from 31.4 to 44 million in the next two years. This, coupled with TransUnion's predication that credit card origination will increase by about 64% this year create an ideal environment for VITAL Card's product launch in 2021! 

Don't miss your chance to join the almost 650 investors who now own equity in VITAL Card!

 Follow our campaign to stay up to date about our 2021 product launch!

Notice of Funds Disbursement

8 months ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Vital Card has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Vital Card be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

VITAL's Referral Rewards outsources new customer acquisition to the crowd.

8 months ago

Acquiring new customers can cost traditional credit card companies up to $1000 or more. Money spent on marketing, promotions and special offers is ultimately paid for by their customers.  

VIDAL Card, by outsourcing new customer acquisition to the crowd generates huge value for both VITAL and our Members!

Join the over 600 investors who have become equity investors in the first social credit card! 



VITAL Card Campaign Hits $750K

8 months ago

Thank you and congratulations to over 600 equity investors in VITAL Card!  We recently reached the $750K mark. 

If your are interested in becoming an investor, secure your shares today the minimum investment is only $500. 

There is only $270K left to hit our funding goal of $1.07M. Don't miss your chance to own equity in the future of credit cards! 

Notice of Funds Disbursement

9 months ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Vital Card has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Vital Card be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

VITAL CARD's new CTO will optimize our platform to scale quickly!

9 months ago

VITAL Card’s product development team continues to grow adding the executive-level manager and author Joseph Cohen as Chief Technology Officer. 

We’re excited to add Cohen’s technical expertise and leadership to our team of software/mobile developers as we near product launch. 

Joseph brings more than 20 years’ experience in system architecture design and management. He was the Vice-President of Information Systems and e-Commerce at AutoLand Inc. and the Chief Technology Officer at OrderMarket Inc. Joseph has led product efforts at American Honda Corporation, TimeWarner and Privatis.

Follow our campaign to stay up-to-date with developments.   

VITAL CARD Campaign - Site Technical Issues, resolved

9 months ago

Our Investment page was temporarily unable to accept investments because of a technical issue with Start Engine. This has been resolved and investments are currently enabled on the VITAL Card page.  

Who are VITAL Card Members?

9 months ago

The composition of VITAL’s 150k pre-launch campaign membership is a great indicator of the traction we have in the key demographic of millennials and gen Z.

Since launching, hundreds of YouTube videos, Facebook, WhatsApp and Telegram groups have been created by passionate VITAL members looking to spread the word and grow the VITAL community. Almost 94% of new sign ups are from a member referral. Whether it’s the mission, the money or the sleek beautifully designed card - VITAL card members are spreading the word and getting paid! 

Notice of Funds Disbursement

9 months ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Vital Card has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Vital Card be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

Only 5 Founders Edition VITAL Card's left!

9 months ago

VITAL Card Founding Investors

Only 5 Cobalt Blue Founders Edition VITAL Cards are left. These sleek aluminum cards featuring “Founding Investor” will only be issued to our first 500 equity investors.

Buy your shares today and join the ranks of VITAL Card's founders!

VITAL Card featured on Cards FTW

9 months ago

Cards FTW shares news on the credit card market, with an industry insight angle.

The article highlights VITAL Card's partnership with Evolve Bank & Trust and novel reward system. 



Check out the full article here.

VITAL Card campaign hits $500K!

9 months ago

The VITAL Card equity crowdfunding campaign has now raised over $500K. After just 60 days VITAL Card has attracted almost 450 founding investors who now own equity the world's first social credit card. 

Notice of Funds Disbursement

9 months ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Vital Card has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Vital Card be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

VITAL Card's partnership with Evolve Bank will power our 2021 Product Launch!

9 months ago

VITAL Card and Evolve Bank have teamed up to power the backend credit card operations: including access to the network (VISA), processor, fraud prevention, compliance, underwriting and much more.

VITAL will focus on marketing and acquisition, consumer facing technology and managing the rewards program. 

VITAL retains ownership over the customers and ultimately the long-term underlying value!


Founder of 10AK and Eros, Ronnie Madra joins the VITAL Card team!

10 months ago

We’re excited to announce Ronnie Madra has joined the VITAL Card team as an advisor.

Ronnie is a serial entrepreneur and investor, considered one of the top entertainment producers in the world. Currently Ronnie is the Founder and Owner of 1OAK, named by Bloomberg as “one of the hottest nightclub properties in America” and Earos - makers of high fidelity acoustic filters designed for concerts and musicians. Ronnie has built some of the most successful brands in the world and continues to innovate across several industries.





How does VITAL’s “Credit Score” Game Work?

10 months ago

Engagement Around Responsible Spending.


VITAL Card is the first credit card designed for the digitally native customer. Card holders get notified as their referral score grows and  with suggestions on how to improve their credit scores while spending throughout the month. Plus, they get 1% cash back on all spending!

  • Members link their bank accounts and other cards.

  • Members will learn how to improve their credit score while also spending more on their VITAL Cards!

  • Plus, everyone gets 1% cash back on all spending!



Notice of Funds Disbursement

10 months ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Vital Card has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Vital Card be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

What makes VITAL Card different from traditional credit card issuers?

10 months ago

One of the biggest challenges new credit card issuers face in growing their market share is new customer acquisition. This is the area where VITAL Card shows a huge advantage over legacy issuers. 

Cost of generating a new lead:

  • VITAL Card - $0

  • Industry Benchmark - over $100

Landing Page Conversion:

  • VITAL Card - 37%

  • Industry Benchmark - 14%

Viral Coefficient (number of new users an existing user generates)

  • VITAL Card - 4.67

  • Industry Benchmark - 0.01

Don’s miss your chance to join VITAL as an equity investor as we redefine the credit card marketplace!


Source: https://www.ibisworld.com & Mixpanel Data Report 2017

VITAL Card campaign hits $300K

10 months ago

After just 5 weeks the VITAL Card equity crowdfunding campaign hit a new milestone last week passing $300K raised. VITAL Card has attracted almost 300 investors who now own part of the world's first social credit card! 

VITAL Card’s Market

10 months ago

Here are some facts:

  1. The total market for credit cards is massive! American’s hold over $1.08 trillion in credit card debt as of mid-2019.  

  2. The majority of VITAL Card’s 150k strong viral prelaunch campaign was driven by millennials and gen z (ages 18-34). 


VITAL Card is poised to capture this growing market share by outsourcing the cost of new customer acquisition to the crowd and passing those savings on to its members.


Remember - Members get paid cash forever for each person they sign up. Plus, they complete monthly to earn 5%, 2% or 1% cash back on all purchases.


Grab your slice of the growing credit card market today by becoming an equity investor in VITAL Card!




Notice of Funds Disbursement

10 months ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Vital Card has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Vital Card be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

24 Hours Left! Last chance to receive bonus equity in VITAL Card.

10 months ago

The Early Adopter bonus equity investor perk ends in just 24 hours. They're will never be a better time to get in on the ground floor of the credit card designed to engage the Gen Z and Millennial consumer culture. 



Receive 5% Bonus Shares when you invest in VITAL Card before 12/16.

10 months ago

This week is your last chance to take advantage of the early adopters 5% bonus shares. Make sure to secure your equity in VITAL Card before 12/16 to take advantage!




 

VITAL Card campaign hits $250K

10 months ago

VITAL’s equity crowdfunding campaign continues to gain momentum passing $250K today. So far the 235 investors have purchased equity in the social credit card with viral appeal. 


This week is your last chance to receive bonus equity when you invest. Take advantage of the %5 bonus shares available for the next six days!


24 hours left! %10 Bonus Shares - Early Bird Investor Perk

10 months ago

Secure your 10% bonus shares before the Early Bird Investor ends tomorrow!


VITAL Card Founding Investors

The First 500 VITAL Card investors receive the Cobalt Blue Founders Edition VITAL Card. These sleek aluminum cards featuring “Founding Investor” will only be issued to our first equity investors.


Notice of Funds Disbursement

10 months ago

[The following is an automated notice from the StartEngine team].

Hello!

As you might know, Vital Card has exceeded its minimum funding goal. When a company reaches its minimum on StartEngine, it's about to begin withdrawing funds. If you invested in Vital Card be on the lookout for an email that describes more about the disbursement process.


This campaign will continue to accept investments until its indicated closing date.


Thanks for funding the future.

-StartEngine

VITAL Card passes $250K!

11 months ago

The VITAL Card equity crowd funding campaign continues it's fast start attracting 209 investors and raising $228K in the first 15 days!

There will never be a better time to secure your equity in the future of credit card issuing with VITAL's Early Bird investor bonus. Earn an extra 10% shares for the next 5 days only!

 




Only 24 hours left for the Super Early Bird investment bonus! Invest before Thursday to receive 15% bonus shares.

11 months ago

199 investors have already invested almost $200K in VITAL Card. Secure your equity this week and receive 15% bonus shares. 


VITAL Card’s business model is designed from the ground up to pay their members. By avoiding traditional marketing cost credit card issuers typically pay to acquire new customers, VITAL Card can pass savings directly to their members through a 1% Monthly Cash Back and Referral Rewards Program. Members get paid every month - forever!

VITAL Card campaign attracts 187 Investors, raising almost $200K in first 10 days!

11 months ago

Only three days left to receive 15% bonus shares during the Super Early Bird investor bonus! Join the growing number of equity investors in the world’s first social credit card. The Super Early Bird bonus ends this Thursday.  


Super Early Bird investment bonus! Early Investors will receive an additional 15% bonus shares for the next 6 days.

11 months ago

After an amazing first week raising almost 130K, VITAL Card is offering early investors 15% bonus equity during the Super Early Bird Bonus. 


Join the 125 investors that have secured equity in the first credit card that pays you to share and spend responsibility!  

Only 24 hours left to receive the 20% Friends and Family bonus shares with your investment in VITAL Card!

11 months ago

The clock is running out on our biggest investment incentive. Only 24 hours remain for the Family and Friends 20% bonus shares. Be among the first equity owners of the world’s first social credit card.   


Reminder: The first 500 investors in VITAL Card also receive the exclusive Cobalt Blue Founders Edition VITAL Card. 

Only 72 hours left to receive 20% bonus shares with your investment in VITAL Card!

11 months ago

There will never be a better time to become an investor in VITAL Card. The Family and Friends 20% bonus share offer ends in 72 hours! 

Early investors will also receive the exclusive Cobalt Blue Founders Edition VITAL Card. These sleek aluminum cards featuring “Founding Investor” will only be issued to the first 500 investors. 

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