Company	Paygevity, Inc.

Corporate Address	Tower 49, 12 East 49th Street, 11th Floor, New York, NY 10017

Description of Business	A supply chain fintech payment company in the B2B space

Type of Security Offered	Convertible Note

Minimum Investment Amount (per investor)	$500.0

Convertible Note l Minimum $500.00 (US)

Note converts to equity when the company raises $1,000,000.00 or more in a priced round.

Maturity Date: 12/31/2020

$5.0MM Valuation Cap

17.5% Discount Rate

4.00% Interest Rate

What is a Convertible Note?

A convertible note offers you the right to receive shares in Paygevity. The number of shares you will receive in the future will be determined at the next equity round in which the Company issues capital equity in the Company to any venture capital, institutional or other investor(s) in an aggregate amount of at least $1,000,000.00. The highest conversion price per share is set based on a $5.0MM company valuation cap or if less then you will receive a 17.5% discount on the price the new investors are purchasing. When the maturity date is reached and the note has not converted then you are entitled to receive your investment and interest back from the company.

A Supply Chain, FinTech Payment Company