Maximum $107,000 in Unsecured Promissory Notes

Minimum$10,000 in Unsecured Promissory Notes

Company	Jewelry Warehouse Inc (dba Satterfield's Jewelry Warehouse)

Corporate Address	PO Box 4722, West Columbia, South Carolina

Description of Business	Satterfield's Jewelry Warehouse is a retail store combining four unique storefronts under one roof that includes Jewelry and collegiate merchandise.

Type of Security Offered	Unsecured Promissory Note (the "Notes")

Minimum Investment Amount (per investor)	$500

The Notes will accrue interest as follows:

15% through January 9, 2021;
20% between January 10, 2021 and January 9, 2024; and
25% thereafter

All accrued and unpaid interest shall be paid on or before January 10th of each year of the term. All outstanding principal and accrued and unpaid interest shall be due and payable on January 10, 2025.

Commencing June 1, 2020, any investor may, by providing written notice to us, on or before December 10^th of any year, request the early repayment of this Note, in which case, on or before the following January 10^th, we shall repay Holder the outstanding principal balance of this Note, plus all accrued and unpaid interest due as of such payment date.

We may prepay any or all of the Notes, in whole or in part, at any time, by the payment of all principal and the interest that has accrued thereon through the date of such repayment, and without any premium or penalty.

PLUS all investors meeting the minimum amount will receive the immediate perk listed below:

$500 — If you invest $500, you will receive a $50 Gift Card.
$1,000 — If you invest $1,000, you will receive $120 Gift Card.
$2,500 — If you invest $2,500, you will receive $400 Gift Card.
$5,000 — If you invest $5,000, you will receive $1,100 Gift Card.
$10,000 — If you invest $10,000 or more, you will receive a $2,500 Gift Card.

Investors will receive the immediate perk within 30 days after closing the offer. Immediate perks do not stack or combine. Gift Cards can be used at any of our store locations or online.

Fine Jewelry, Collegiate & Fashion Gear